Doing as an individual not as a society. Of course I can go to engineering school and help build defense mechanisms but as an average Joe I can move the needle only so much. I was speaking about a life of an individual not of human society or human civilization.
You can choose to move away (although then you might have to deal with lightning and tornadoes and droughts), or you can choose to live in areas with better code compliance. Those are still in your control.
Yea I or you should evaluate risk factors but there is always a degree of randomness involved. There is no place on Earth you are 100% safe from natural disasters.