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Agreed, pensions are obviously better but the private sector collectively decided not to have them much anymore.

Defined benefit pensions are obviously worse. They introduce agency risk where there does not need to be any. I prefer having control of my assets over some fund manager controlling them, it's all going to the same place anyway. Plus you have to pay extra for the fund manager.

Taxpayer funded DB pensions are a little bit better, since they offer outsized benefits due to being able to hose future taxpayers.


There is a definite disconnect, I cannot think of ANY scenario in which I (as a developer and power user) would want the Start menu to search the internet.

If I need to google something and I'm working in another app, it's easier for me to just type a search term into the start menu than it is to find the browser to click on, open a new tab and then enter the search terms.

Anyone else feel like bloat is usually not an algorithmic problem, but rather a library or environment issue most of the time?


Wanted to chime in that, at my job, hand-writing code has been massively helpful when debugging it. My mental model of what can go wrong is much easier to form if I wrote the code. A LLM will not always be able to solve these incidents, no matter how many logs you throw at it.


Damage Control theme park?


For sure, there are a bunch of cases of agents deleting files, leaking secrets, and wiping databases even when told not to.


Feels terrible to be an American rn, I'm preparing for major errors and delays in the processing of my tax return.


Atleast americans haven't lost their sense of humor.


My god, static text with no graphics!? In 2026!?


They have a long tradition of keeping it simple going back long before the web. The annual reports had no pictures or puffery unlike most companies, though much better writing.


Except geicoimg.gif, lol

I almost want to let Warren know he could have an entire extra egg McMuffin per year if he switches to SVG rendering of the Geico logo on the site.


8.3 naming scheme too


Unfortunately it seems like no one does their due diligence any more. I recall a journalism class I took 10 years ago in undergrad that emphasized sources need to be vetted, have sufficient age, credentials, and any bias be identified.

Nowadays it's all about social media BS and brigading (i.e. how many accounts can scream the loudest).


master password on paper hard copy


that's so scary though! what if someone has access to it? or it gets lost when you need it?


I think this is when you need to evaluate your thread scenario. A) self-made crypto accessible through web or browser that any cracker can find through www and use machine clusters to run on or AI to work on etc. B) physical home invasion that are interested in one of your A4 papers with some random words that have only meaning to you and few trustees.


i didn't roll this crypto, using hashicorp and age


Well, there's power of attorney, which centralizes massive authority over your life with someone else, and yet people do so because when you pick right, it's a useful system.

I'm trying to think of how this survives friends (who come and go in your life) having to coordinate. Then again, some people really did have PGP key signing parties...


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