I'm also in Switzerland but I'm pretty sure my ATM limit is much, much lower than 75k. Actually I managed to max out my debit card daily limit just by buying a new MacBook Pro. The limits aren't there because banks hate cash (much), they're there to stop someone being marched to an ATM at knifepoint and being forced to empty their life savings into someone else's pockets.
Admittedly, I have never actually attempted to withdraw more than about 1000 CHF from an ATM. I just assumed the limit is the same as the debit card tx limit, which I have definitely hit.
I'm also in Switzerland but I'm pretty sure my ATM limit is much, much lower than 75k. Actually I managed to max out my debit card daily limit just by buying a new MacBook Pro. The limits aren't there because banks hate cash (much), they're there to stop someone being marched to an ATM at knifepoint and being forced to empty their life savings into someone else's pockets.