Yeah, I have experienced that as well and I get your point, that's mainly why we have created a whole structure and registered an organization, even if we can never predict what will happen next we can always do our best to get the odds in our favour.
Unfortunately, the best alternative would probably be the P2P way, with something like https://matrix.org/ which also seems to be nice.
I don't trust or distrust you, I wish I didn't have to decide.