Jesus, no wonder so many people don't have coverage. I have never had to pay anything, even benefits are largely covered by my employer. I think I pay 15 bucks a month for a family plan on vision/dental/eye/drugs/physio etc.
It's called taxes you pay, assuming your a fellow European. I pay 33% of my income to Healthcare so these rates you Americans say you pay are really small, you're just spoiled :)
We pay those taxes too. Our per-capita government expenditure on health care is higher than many developed countries with single-payer systems. Our government then spends this vast amount of money to provide care for a fraction of us.