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Lots of REIT funds available, the problem of course is that 401k regulations are woefully inadequate for ensuring you’re provided choice and low expense ratios.

I do not suggest investing in a REIT in a rising interest rate environment, but if you decided to, I’d invest through a traditional or Roth IRA and balance the remainder of your portfolio through your 401k and taxable accounts (ensure the funds you buy in your taxable account are tax efficient!).

Alternatively, you might try to see if your 401k provider supports in service distributions (exporting funds to your IRAs without you separating from the company). You could then invest in the funds you’d like, not limited to your 401k selection.



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