Sound advice, but you have lots of options. Many countries have some sort of government retirement that you can live on (at a greatly reduced lifestyle). You have a family history to guide you as to how long you will live. You have hobbies and interests that cost money: you can do the hobbies less, save more, and retire early; or you can do the hobbies more, save less and work longer. It is about tradeoffs.
I have a friend with a genetic defect - unless there is a major medical advance he will be dead in about 15 years at 55. He doesn't need as much saved up to retire.
I have a friend who couldn't afford to retire until 75. He really enjoyed his younger life doing things that his body isn't able to do now. Perhaps this is the right decision for you.
I knew someone who saved a lot of money and then unexpectedly died 2 years after he retired. On hindsight he shouldn't have saved as much.
The only wrong answer is not making the best decision you can about.
I have a friend with a genetic defect - unless there is a major medical advance he will be dead in about 15 years at 55. He doesn't need as much saved up to retire.
I have a friend who couldn't afford to retire until 75. He really enjoyed his younger life doing things that his body isn't able to do now. Perhaps this is the right decision for you.
I knew someone who saved a lot of money and then unexpectedly died 2 years after he retired. On hindsight he shouldn't have saved as much.
The only wrong answer is not making the best decision you can about.