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https://www.parents.com/pregnancy/considering-baby/financing...

https://www.bloomberg.com/news/features/2018-06-26/sky-high-...

I would estimate the vast majority of people in the US need to budget at least $5k for a baby, if everything goes right. It would be better to have $10k cash though depending on prenatal visits, c section possibility, and multitude of other costs that can arise.



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