I expect that programming for the desktop is more difficult than web stuff. I do web stuff only, but still have the perspective to kind of realize the spectrum of difficulty generally inherent to different types of programming.

That said, there is also a spectrum of business difficulty. Running a laundromat is easier than running a startup, but I don't know enough about the business side to quantify that difference.

I view it as a sister to the Dunning Kroger effect. I don't know enough about business to grasp the difficulties in each problem, simply because I don't know what types of difficulties exist in business (at least, not as well as in programming).