That's what I use, but it's still just a list of text notes with little or no formatting. I think hyperlinks exist but that's it, unless I'm missing the other features.

I'm in the same boat, and use this: https://github.com/panicsteve/nv/downloads

This fork of Notational Velocity adds a third pane which shows formatting using markdown.

If you are willing to learn markdown, and it's pretty darn easy, you can add formatting while maintaining raw text format.

I like markdown enough though that I find I write in markdown, and just hide the preview pane that includes formatting. I just don't really need it.

Cool, thanks. Easy after being on reddit for so long. My only complaint is that the last update was in April... hopefully it will stay up-to-date with NV, which apparently hasn't been updated since February anyway.

Have you looked at PlainText?