The federal government issuing funds via the inadequate state UI mechanisms adds unnecessary friction.
The way for the money to have been issued is that each Social Security enrollee be sent funds from the Federal government, irrespective of income or employment status.
Those who have immediate needs would immediately spend. Those that do not would either be forced to invest/deposit the funds or otherwise continue economic consumption by spending.
Either way, the issuing of funds would have been much more efficient and fast than the mishmash of state UI programs and the IRS.
The way for the money to have been issued is that each Social Security enrollee be sent funds from the Federal government, irrespective of income or employment status.
Those who have immediate needs would immediately spend. Those that do not would either be forced to invest/deposit the funds or otherwise continue economic consumption by spending.
Either way, the issuing of funds would have been much more efficient and fast than the mishmash of state UI programs and the IRS.