Where exactly are you getting “keeping people impoverished” from? Is the assumption they will try and fail? What is forcing them to fail and therefor stay impoverished? The entire point is to move from having nothing to having something. Either you’re born into it, or someone who’s already earned it gives it to you.

I’m not going to bother with the other part of your comment as your clearly biased but I’ll assume you’re not insinuating that things magically happen without hard work, that just sounds silly.