While that is definitely concerning, they did clarify that missing card payments will not result in a Apple lockout.
In this case, the person received a trade-in credit for a phone, did not send the phone in, and then when Apple tried to collect the trade-in credit, that payment bounced.
It's still more than worrying enough that I will not use Apple Pay because the consequences of something going wrong and having my Apple Dev account locked are _way_ too high.
What if that phone had got lost/stolen in transit, instead of not being sent at all?
I don’t understand how this is associated with Apple Pay: you don’t need Apple’s branded credit card to use Apple Pay. I have an Amex card that I use for everything except buying Apple products.
In this case, the person received a trade-in credit for a phone, did not send the phone in, and then when Apple tried to collect the trade-in credit, that payment bounced.
https://9to5mac.com/2021/03/03/apple-card-apple-id-unrelated...