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> As one of the first online banks (I know Ally was a little ahead of them)

Am I missing something? As far as I can tell, Simple didn't start doing business until 2012. I remember around 2012 opening my first on-line bank account and having a plethora of options. I had heard about Simple but it was still in beta and I couldn't get an account. There were on-line banks going back to the 90s, such as First Internet Bank.



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