i generally decide my own clothing. and... if I choose UI X... I would like to keep using it. At some point, I have to adopt someone else's ideas of 'good UI' in order to keep using a computer for 'every day' stuff. At some point, my online banking forces an upgrade, and that means 'new UI', whether I like it or not. I can keep wearing 70s flares and still go in and use a local bank if I chose to.