> Are you willing to spend 27% more for everything
This makes what is, IMO, an unjustified assumption: that competition in the payment scene will drive prices down for the same item based on payment method.
Instead, I think we'll see the same thing we see with the cash/credit card split: The same price regardless of your payment method, with price differences lining the publisher's pockets.
True that cheaper payment methods may not drive down the price of an app or in-app transactions. But as a user, you would be more satisfied knowing that that the $10 you are paying for an app (or for some transaction within it) is going to the creator of the app, rather than some arbitrary percentage (decided by Apple) of your money. As a user, you would even feel worse knowing that Apple simply pockets the remaining amount.
This makes what is, IMO, an unjustified assumption: that competition in the payment scene will drive prices down for the same item based on payment method.
Instead, I think we'll see the same thing we see with the cash/credit card split: The same price regardless of your payment method, with price differences lining the publisher's pockets.