This finally seems like a legitimate use of crypto, thanks for the patience. What’s the main benefit for your case of using crypto over wiring fiat currencies?
I/We have large inventory of crypto balances more frequently than fiat.
So I think you have to switch your frame of reference here. I’m not doing cumbersome things to get crypto and then send it to someone. I do cumbersome things to get and send fiat where having permission to transfer it is even a factor.
Fiat users are pretty interesting in that they typically have never been in a circumstance to accept a large payment or a volume of payments. Even though when I use fiat I am able to send to only the banked population within a banking walled garden, most of them dont even know how to accept payment. “Wire?ABA?Ach?IBAN?SWIFT? Why is my Zelle/Venmo/Paypal frozen the one time I did something important to me?” Native crypto users are exempted from this. Even brokerage accounts for stock investing are walled gardens.
Per institution, per account type, there are varying degrees of online wire transfer convenience, many times with an unclear daily or monthly wire limit. As people can acquire goods, services, and invest with their crypto, many people just choose that path available to them and don’t swap back to fiat. If they are also paid in fiat then they use that to pay for the things that require payment in fiat, but people are willing to build balances in this parallel borderless ecosystem as well.
