Hard choice man. I went to a private engineering school and graduated with ~80k of debt. Paid it off in 4 years after graduation - no regrets about going there. I was not highly motivated or focused on what I wanted to do when I was 18 so I didn't try to really do more than what came easy. If I had to do it again with what I know now and I had the choice to go to MIT, I 100% would. You can also work/find scholarships/etc. during your studies to finance it. I would have been in over 140k if I didn't do anything on the side.