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There's very little to lose there- except having to take on a two year plan.

Creditworthiness is a major barrier for many people. Many more resent being tied to a single vendor. Hence the increasing market share of non-contract vendors, although they've been taking a beating too because cell service demand at the bottom end is highly elastic compared to food and housing.



If you're an existing customer of a cell phone provider without a contract, I kind of doubt they'll refuse to sign you up to a new two-year contract because of credit quality, as long as you've been paying your bils. It doesn't make sense to drive you to jump to another carrier.




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