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Ok, I'll chime in; I'm opposed! :)

I'll agree we need a system of credit histories, but what we've got now is terrible. The current vendors have no serious liability for breaches, and are pretty lax in how they do things. I'm opposed to the way they do it now.

Things could be much improved, and transparency brought into the process. Make vendors accountable for privacy and accuracy.

I don't think it will happen anytime soon, but this is something congress can fix, but they just don't have the will to.



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