All it needs is for someone to take liability. If you own the driverless car, then you buy the insurance. If it's leased from a pool, then they buy the insurance.
The software vendor for their part take an over-arching insurance on software errors across thousands of cars. Done deal.
Today if you have a 20 year old your premium is higher. Tomorrow if you have a driverless car, your premium might be low even if you have a 16 yr old. Parents buying a first car might just buy a driverless car for a lower insurance premium & the safety of not having the kid drive!
All it needs is for someone to take liability. If you own the driverless car, then you buy the insurance. If it's leased from a pool, then they buy the insurance.
The software vendor for their part take an over-arching insurance on software errors across thousands of cars. Done deal.
Today if you have a 20 year old your premium is higher. Tomorrow if you have a driverless car, your premium might be low even if you have a 16 yr old. Parents buying a first car might just buy a driverless car for a lower insurance premium & the safety of not having the kid drive!