> If not, then the default assumption should be that it's not useful, or at the very least not equitable. We shouldn't be adding qualifications to things based on guesswork.
In a free country, that's for them to decide. I don't think it should be a default assumption. Neither does the government, where excessive debt tends to signal a willingness to commit treason for those who try to get security clearances.
If someone would try to sell documents to the Russians because they carry a x5 debt load of what they should for their income, is it really so ridiculous a concern that they might skim the till for the same reason?
> And in general, we very often legally require companies assume higher risk in various things
Sure, when it's morally the right thing to do, or when it would create perverse incentives if they didn't.
Here? They just won't hire anyone. Self-pay at the pumps, no convenience store at all, or some horrendous gigantic vending machine deal, no employees. That doesn't serve the community, customers, and Mr.-I-Think-Credit-Cards-Mean-Free-Money gets no job.
> The thing that generally pisses me off about attitudes like yours is that it advocates for a system where when you do one thing wrong,
It wasn't "did one thing wrong". It's always "did one thing wrong, then like a misbehaving child decided to do five other things wrong out of spite or for shits and giggles or whatever."
And that behavior's just dangerous to fucking society as a whole.
> I've found that the people with these attitudes are usually those who have either a) never experienced much in the way of hardship, o
Then I'm your counter-example. Grew up on food stamps. Remember living out of a car when I was a kid. Free school lunches. Not just for a little while, first through highschool.
> and now have a chip on their shoulder that makes them advocate for continuing to make it hard for everyone else.
The universe makes it hard on them, and everyone else. Stop expecting others to try to make it easy on screwups.
In a free country, that's for them to decide. I don't think it should be a default assumption. Neither does the government, where excessive debt tends to signal a willingness to commit treason for those who try to get security clearances.
If someone would try to sell documents to the Russians because they carry a x5 debt load of what they should for their income, is it really so ridiculous a concern that they might skim the till for the same reason?
> And in general, we very often legally require companies assume higher risk in various things
Sure, when it's morally the right thing to do, or when it would create perverse incentives if they didn't.
Here? They just won't hire anyone. Self-pay at the pumps, no convenience store at all, or some horrendous gigantic vending machine deal, no employees. That doesn't serve the community, customers, and Mr.-I-Think-Credit-Cards-Mean-Free-Money gets no job.
> The thing that generally pisses me off about attitudes like yours is that it advocates for a system where when you do one thing wrong,
It wasn't "did one thing wrong". It's always "did one thing wrong, then like a misbehaving child decided to do five other things wrong out of spite or for shits and giggles or whatever."
And that behavior's just dangerous to fucking society as a whole.
> I've found that the people with these attitudes are usually those who have either a) never experienced much in the way of hardship, o
Then I'm your counter-example. Grew up on food stamps. Remember living out of a car when I was a kid. Free school lunches. Not just for a little while, first through highschool.
> and now have a chip on their shoulder that makes them advocate for continuing to make it hard for everyone else.
The universe makes it hard on them, and everyone else. Stop expecting others to try to make it easy on screwups.