>So why haven't I dropped out? College has given me the opportunity to spend time working on my own things. The time I have spent in college led to me learning a lot, but not because of school. It's because I still stay up until 3-4am in the morning working on my own things, trying to understand new stuff, and asking questions to some of the smartest people I know (online).

Then what are you paying for, exactly? Why don't you drop out and just not get a job for awhile while you do your self-study?