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> when you can always pay cash in person.

Legally no one has to accept cash except for "debts, public and private". If a business is selling you something, they can stipulate any form of payment since it isn't a "debt".



What is a sales contract but the admittance of debts on both sides? The seller owes the buyer the good, and the buyer owes the seller the money. Everything is debt in contracts-land and it is quite fascinating. If you'd like, I can stipulate on how "no cash accepted" signs work even though you can force people to accept cash to settle debts.


Many city/counties ban cashless retail.


>debts, public and private

And yet, I can't pay my mortgage off with a briefcase of cash.

I think this has a lot of caveats too. Not least of which hide behind "KYC" and anti money laundering laws


I'm sure you could but it would involve setting up an in-person appointment at a specific location of their choosing. Also, expect to fill out a bunch of extra paperwork to show where the cash came from.


> And yet, I can't pay my mortgage off with a briefcase of cash.

I won't worry too much about the word "off" since paying early is a fussy contract thing.

Otherwise, have you tried? I'm pretty doubtful they can refuse.




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