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You can set up a Schwab brokerage account internationally and then use it to buy money market funds.


For a German investor that's not a good option for two reasons:

1. Buying US dollar money market funds will add a whole level of currency risks which you might not want.

2. Using a foreign broker is a tax nightmare in Germany.

Apart from that the German broker market is highly competitive with multiple choices where you can buy European money market funds basically for free.




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