You need to have extreme weather into account. Global sea rise is a slow process, it won't happen overnight, and even with an accelerated, but not catastrophic, melting of some of the fragile glaciers in Antarctica it will take years.

Extreme weather, in the other hand can affect big areas for extended amount of time, right now. In 2022 a third of Pakistan ended flooded, in 2024 there were big floods in parts of Europe and South America. Droughts, extended forest fires, tornadoes and similar has been changing in area patterns and strength in the last years. And things may get extremer in the coming years

Something like 2 billion people rely on glacier melt for their fresh water supply and these supplies will end abruptly before catastrophic sea level rise.