This guy did it: https://www.mrmoneymustache.com/ on like $65K IIRC

The problem is, at core, fear. Fear of taking responsibility for your life.

So exactly how do you “take care” of your insurance if the ACA goes kaput? “Thoughts and Prayers” until you are 65?

I pay cash for everything right now since ACA plans are terrible... BUT, I am also one of those nut jobs that only eats meat and it is amazing. But, most people can't even begin to imagine giving up carbs as they are junkies.

Are you willing to bet that nothing catastrophic will happen to your health before you are 65?

Yes. I will not let fear rule my life.

That’s monumentally not a good idea

https://www.cdc.gov/chronic-disease/about/index.html

90% of adults will have a chronic condition by the time they are 65.

https://www.aarp.org/health/conditions-treatments/most-commo...

That data alone invalidates any idea of insurance being sustainable, it's a sinking ship.

I, on the other hand, only eat beef, butter, bacon, and eggs and everything is getting better. BUT, I may be in a cult, but this cult has benefits.

No insurance is viable because the risk pool includes people of all ages.

No, insurance is not viable until we fix metabolic health in the masses.

Again, I'm a nut job that has a HbA1C of 4.7 because I only eat beef, butter, bacon, and eggs.

Why even use pools? Ask your actuary about risks.