On the contrary, you can solve the tree problem with money. There are nurseries that sell mature trees -- most people though will not choose to spend $20k on a tree.
But anyhow, you can buy large-ish burlapped trees but they aren’t as healthy, often die, and nothing close to a 100+ yr old estate oak tree or a decades old rose garden. You just can’t make it faster, transplanting plants that old will kill them.
Besides nitpicking, even your original point isn't even true. You cannot transplant a 100 year old tree (which has not been constrained in size dramatically) and expect it to survive for any reasonable length of time.
You won't find a 50 year old American Chestnut in a nursery, lol.
And forget about 20k. If you find someone willing to sell their tree you're looking at at least 10x that for the logistics of moving a 20 ton root system.