Those numbers aren't typical but it's still the case that credit cards generally have significantly higher interest rates if you don't pay in full by the due date than just about any other sort of loan (that admittedly not everyone can qualify for).

Be kind. Don't be snarky. Edit out swipes.[1]

[1] https://news.ycombinator.com/newsguidelines.html

It was a joke.

I still make jokes, even though it results in the occasional swipe from folks with deprecated sense of humor, that feel the need to take swipes at others.

> Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize. Assume good faith.

From the above link, but this is largely ignored.

Didn't even hurt my feelings, nor was it snarky (to me). My g-ma said that all the time.

Oof.