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Just for putting another option on the table:

Get a graduate degree from either a US or UK institution and try making the jump from the low-income country over to a US/EU country. Afaik accounting PhDs are quite in demand so with a littlebit luck and effort you might find there a paid teaching position. That would allow you to have more time on your hands and push your non-finance skills forward.

That might improve your situation more than just building up Php/MySql sites as you have apparently already have quite a solid level of expertise in the auditing industry.

Think about what level of time and effort someone from outside the auditing industry would have to invest in order to compete with your skillset/experience. Unless you found some lucky accident you need to put the same level of effort into your goal if you want to become a full time IT guy (who doesn't just compete with a zillion of other wannabe professionals on oDesk).



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