Uh yes I guess. With a debit card (we just call them bank cards) you withdraw money from the bank account, but from what I've heard a credit card doesn't work entirely the same.

Credit cards are merely debt obligations, and therefore money printing machines. If I have a credit limit of $10k, there isn't actually a $10k account anywhere backing that limit. The bank pays the merchant, yes, but you can follow the trail of that money all the way up to the central bank which created it out of nothing for purpose of fulfilling debt obligations. The money is then destroyed when I pay the bank back at the end of the month.

To the consumer they appear basically the same (“they both have the VISA logo right?”), but in understanding the mechanics of what is happening, they could not be more different.