I'm very proud of my server's top-level[1] for the past fifteen years:

  $ ls -A
  .gitconfig@  .hushlogin  .local/  .notes/  .ssh/  www@  .zshrc@

All other dotfiles are configured to be picked up from somewhere inside .local either using environment variables or aliases.

[1] On the other hand, the laptop -- where I run X and gnome -- is a disaster.