"Paypal's risks or issues are none of our problems"
While that obtains for any business which does not do business with Paypal, the converse obtains for any business which does to exactly the degree that those risks or issues are expressed in the structure of the agreement with Paypal.
While that obtains for any business which does not do business with Paypal, the converse obtains for any business which does to exactly the degree that those risks or issues are expressed in the structure of the agreement with Paypal.