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you are wrong. I was saving money in an IRA when I had a salary of 25k. 2011 Median income was $50k. That may not be much in the SFO and ATX and LGA's that HN populates, but for the majority of the country where the majority of the population lives, that is a good salary.

I know that HN is full of tech people who think that six figures is slumming in SFO, but you are desperately out of touch with reality. If a family of five (my dad, mom, and us kids in the 80's) can set aside money money on $22k a year, then the median family at $50k can set aside money in 2013.



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