So did everybody else. That's why we got online payments.
I wonder if much of the angst about how the future hasn't turned out the way we wanted is really "We got everything we wanted and it turns out what we wanted is this?" Markets are really good at fulfilling peoples' desires, but the problem is they fulfill people's actual wants, not what they wish they wanted. So it's like turning a spotlight on our desires and realizing that hey, we're all nothing more than human.
No, we got the online payments because they scale.
Flying cars have been possible since the 50's or so but they're simply not practical and the concept does not scale well (and not counting Mollers scam, it's a scam and not practical).