Agree with you in one sense of being responsible for your own security, but by this logic I should keep all my money under the mattress instead of the bank, no?
> but by this logic I should keep all my money under the mattress instead of the bank, no?
More like "by this logic I should keep all my money under the mattress instead of in a jar in my cousin's pantry, no?"
Slack isn't a secure vault for data, it's a communications tool. They obviously have some amount of security but that's not their purpose, whereas a bank is intended to store money.
I think running your own IRC is a perfectly acceptable solution if you value your data.
Not the same thing. Banks are insured against robbery and theft, so if something like that happens, customers don't lose their money. In addition, there's an insane amount of fraud protection in the banking industry, and billions of dollars of vested interests to make sure criminals are caught and prosecuted.
Good point. Even in the worst case scenario, banks can fail and get bailed out by the public. But once information leaks, there's no "bail out" remedy possible... you can't really put the "information" genie back in the bottle.