I make pretty good money, well above median income in Nashville and can't afford a home in the area unless it's a very rough area. Some home prices in the area are up 5x+ in just 10 years. The returns have been insane between Nashville, Huntsville and Atlanta. Rents are creeping up too, I honestly don't get how people that make less than me are able to live at all and have any money left for retirement or emergencies. Obviously a dual income stream helps couples (I'm on a single income) but it's still crazy.