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I either know a poor person (it helps not to insulate yourself from them) or donate to a direct charity. The most famous of these is GiveDirectly but there are others.

It scales because there is by definition no overhead, accounting, or infrastructure



You think givedirectly has no overhead accounting or infrastructure?


Correct. Operation contributions are opt-in


Give Directly does have overhead. $2 out of every $10 per their website. You can choose not to support their overhead, but others must to make it possible.


I don't see a problem




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